Sutherland Shire's mortgages, home loans, business loans & refinancing experts.

More than just a mortgage broker, Shire First Mortgages is a firm of specialist mortgage advisers and planners for all mortgages, mortgage loans, home loans, business loans, refinances, leasing,personal loans investment loans, first home buyers, reverse mortgages, fixed & variable interest rate loans. Shire First Mortgages are professional mortgage planners and advisers as well as mortgage managers.

Shire First Mortgages is located in Gymea in the Sutherland Shire, south of Sydney.  Our role as your mortgage professional is to guide you through the mortgage process ensuring all your needs and options are considered.
If you are researching your finance options, everyone will be advertising the best deal. But what they may omit to tell you about are the hidden costs, or just as importantly how to structure your loans to suit your ongoing and future needs. We have access to many lenders and will be able to guide you through your decision if you are thinking about your finance options right now. Don’t do it on your own. By using Shire First Mortgages as your mortgage professional you will have a specialist dedicated to looking after your interest and act as your advocate when negotiating the best deal with the lender of your choice.
We hope you will find the information on our website informative and helpful in your search for finance.

See What Our Customers Say

Dear Neil, I would lilke to compliment you on the way your company does business. In our application for a home loan we felt as though you were "on our side" and working for us to obtain the best type of loan while, very importantly, taking into account our financial position. From our experience this was a very different approach to what we received from banking istitutions- even our own bank, with which I had done business with for many years. No dout the fact that you have access to more than one loan company to offer your clients, enables you to offer that kind of service that banking institutions simply cannot do. I would highly recommend your company to my friends and anyone looking for finance.

Paul, Engadine September 2011

Latest News

16/07/2018 - 14:36

In recent months the cost of wholesale funding in the Australian market has increased. 

Most funders have been impacted by changes to the Bank Bill Swap Rate (BBSW) which determines the cost of their funding. The BBSW is not directly related to the RBA Cash Rate and the 1 month BBSW rate now sits at 1.98% (9/07/2018 ASX), in comparison to the RBA Cash Rate which has not moved and has remained steady at 1.50%. Whilst funders have been absorbing these increases in the BBSW rate, they are now at a point in recent weeks, that they are increasing their pricing as the BBSW has continued to rise. 

As a result of the increase in funding costs, you may have already seen in the media, a number of lenders have lifted their mortgage rates in recent weeks including AMP, Bendigo Bank, ING, IMB Bank, Suncorp, Citibank, BOQ, Pepper Money, Auswide, Macquarie and Resimac. 

Whilst not all funders have increased rates to date, borrowers impacted by this change will be advised by their banks.  Should you have any queries regarding the above changes please contact us.