Mortgage Broker - Mortgage Lender - Home Loans - Business Loans - Refinancing - First Home Buyers – Sydney

:: Personal Loans

Personal Loans are generally much smaller than residential or commercial loans. The minimum loan amount is usually $5,000.

With a personal loan you can borrow money for lots of different reasons including: an overseas holiday, buying a new car, consolidating debt or renovating your home.

Personal loans can be either secured or unsecured.

Shire First Mortgages are accredited with a number of personal loan providers. If you would like more information on a personal loan contact us and we will be able to assist you.

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BANKS GET TOUGH ON SELF EMPLOYED BORROWERS

Over the past 2 months we have seen a reduction in the number of lenders who are willing to lend to self employed borrowers on a low doc basis. Many lenders have tightened their criteria while others have increased their pricing. There are some low doc opportunities still available but you need the services of an experienced broker to guide you through the process.

CASH RATE DROPS BY 1%

The Reserve Bank has announced a reduction in official interest rates by 1% pa. The official cash rate is now 4.25% the lowest since 2001. This is great news for home owners and investors. Contact our office to find out what your bank is currently offering.

NEW FIRST HOME BUYERS $24,000 WINDFALL

Following the NSW State Government's mini budget first home buyers in NSW purchasing new properties are now eligible for up to $24,000 in government grants. For more information go to our First Home Buyer's page.

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