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Home | Downloads & Free Stuff

Loan Calculators

Please select the appropriate calculator from the links below:

  • Basic Loan Repayments

Work out what your minimum weekly, fortnightly or monthly loan repayments would be for different loan amounts

  • Bi-monthly Payment

Calculate how much you would save if you made a bi-monthly instead of a monthly repayment

  • Budget

Use this calculator to calculate out your budget

  • Car Lease

Find out how much repayments would be for a new or used car. Don't forget Shire First Mortgages can help you with Leasing Finance

  • Complete Loan Comparison

Compare different loan amounts and interest rates to help work out the best deal for you.

  • Extra Repayments

How much time and interest can you save on your loan by paying more than your minimum repayment?

  • How Long to Repay?

Find out how long it will take you to repay your loan and how interest rate changes and the amount you pay affect your loan term

  • How Much Can I Borrow?

Find out how much you can expect to borrow for a property based on your current income and existing financial commitments

  • Lump Sum Payments

Find out how much interest you will save and how much more quickly you can pay off your loan by making one off lump sum payments such as your tax refund

  • P & I / Interest Only

Worried about affordability? Work out the difference in repayment amounts for Interest Only and Principal and Interest repayments

  • Reverse Mortgage

This calculator helps you work out the effect of a reverse mortgage on your home equity and shows the effect of interest capitalisation

  • Stamp Duty

Find out how much stamp duty and other government charges add to the cost of buying a property in your state or territory. Please note this calculator assumes non first home buyers but links are provided to government websites to assist first home buyers to work out savings

  • Split Loan

Want to see the effects of splitting your loan so that part attracts a variable rate of interest and part is fixed? This calculator shows you the differences in repayments and effect on loan terms

  • Income Tax

Use this calculator to work out tax payable and net income figures

 

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